It’s the loafers, the loafers make this outfit look chic. Throwing on loafers with a casual day dress immediately ups the coolness factor way more than any sandals or flats ever could. The Band of Outsiders version of this outfit is shown with a hat (present in most of the collections photos) but I’d personally pair this look with a pair of Wayfarers (like these or these) and a simple crossbody bag like this one here. With this outfit totaling only $35 the possibilities of add-ons are endless.
Here are some other pieces that would pair well with this look without breaking the bank!